Table of Contents
My 2022 Sinking Funds | Saving Tips
นอกจากการดูบทความนี้แล้ว คุณยังสามารถดูข้อมูลที่เป็นประโยชน์อื่นๆ อีกมากมายที่เราให้ไว้ที่นี่: ดูความรู้เพิ่มเติมที่นี่
Here are my 2022 Sinking Funds!
A sinking fund is a strategic way to save a little bit every month to pay for large expenses that are planned.
When you add sinking funds to your budget, you can:
Save for ANYTHING and be prepared with cash. When I say anything, I mean it! Don’t be afraid to get specific and make a list of everything you need and want.
Have fun without feeling guilty. Take that trip you’ve been dreaming about for years. Add that home gym to your spare bedroom and cut out your gym membership. Put that hot tub on the back deck to enjoy with family and friends. Make room for fun in your budget by telling your money where to go every month.
Ditch the guilt of spending. Plan ahead (with your spouse or partner, if you have one) and decide what you want to save for, and figure out how much you need to set aside every month. When it comes time to spend your sinking fund, you don’t need to worry about where the money is coming from, and you can spend without regret.
Plan for the unexpected. We all know that life can throw us curve balls. You never know when what, or how things will break or fall apart – but you know they will, eventually. Saving a small amount over time for unexpected curve balls (like a new roof, a new washer and dryer, and new tires) will make those circumstances and purchases a lot less stressful.
CHAPTERS:
00:00 Introduction
01:00 What is a sinking fund?
02:40 Commonly asked questions
09:40 My 2022 sinking funds
12:20 How I calculate my sinking funds
14:40 What is an ongoing sinking fund?
18:20 Tracking my progress
23:00 The benefits of sinking funds
➡️ GET MY SINKING FUND ENVELOPES: https://bit.ly/3DaAFe2
➡️ ACCESS MY FREE RESOURCE LIBRARY: https://bit.ly/3wLkf9O
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM’S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
ABOUT ME
I’m the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6yearold son, live in Washington, and I’m passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!
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